TroskomirTroskomir
Troskomir shows you exactly where your money goes: expenses, cards, installments, savings and reminders, all in one place.
Two ways to log a receipt
Same scanner, different amount of friction — pick whichever fits the moment.
From the widget
1. Tap the widget on your home screen
2. Point the camera at the receipt's QR code
3. The expense saves immediately — amount, date, merchant, payment method. No screens in between.
From inside the app
1. Open Troskomir and tap the + button
2. Scan the receipt's QR code
3. Review the pulled-in details
4. Pick a category, card or tags, then save
Not just an expense tracker
One logged receipt feeds your whole financial picture.
What Troskomir does
A quick rundown of every feature, so you know what you're getting.
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How it works
Works without internet
Expenses, incomes, loans, savings, budgets, currency pools and loyalty cards all work fully offline. Everything is saved on your phone and syncs when the connection comes back, whether that's your internet or my home server. Shared household and group trips stay view-only until then, because an edit has to reach the other person too.
Same account on several devices
Sign in with the same account on your phone and tablet. Changes catch up once both devices are online. If the same record is edited in two places while offline, the conflict is shown instead of silently overwriting. Settings lists every active session so you can revoke any of them.
Backups and export
Export a full JSON copy you can restore later, merging or replacing what you have, or a TXT report and a CSV for Excel. Turn on data protection and the backup is encrypted with the same key.
Bank statement import
Load a PDF statement and Troskomir books the expenses and incomes in one go, checking that the running balance adds up. Currently: Banca Intesa, OTP banka Srbija and Yettel banka. Duplicates are detected, so you don't enter the same row twice.
Home-screen widget
Put a widget on your home screen with this month's scanned-receipt count and the ones waiting for review, or your loyalty cards for a quick pull-up at the till. Tapping the widget opens the camera directly, without landing on the app's home screen first — scan the QR code and the expense (amount, date, merchant, payment method) is saved immediately, with no review screen. You just see a short confirmation and you're back to whatever you were doing. Add a category or note later by opening that expense.
Manage features
Trips, loans, savings, budgets, receipts, loyalty cards, currency pools, statement import and the on-device AI can each be switched off. A disabled module leaves the menu and stops sending its reminders. Your data is not deleted — turn it back on any time. Expenses, incomes and statistics stay on.
Expense tracking
Fiscal receipt scanning
Scan the QR code on a fiscal receipt with your phone's camera. Currently supported: 🇷🇸 Serbia (suf.purs.gov.rs), 🇧🇦 Republic of Srpska (suf.poreskaupravars.org), 🇲🇪 Montenegro (mapr.tax.gov.me) and 🇬🇷 Greece (mydatapi.aade.gr). The app pulls the data straight from the official tax portal and fills in the store, amount and items. Greek merchant names are translated or transliterated where possible. North Macedonia coming soon. Scan a receipt from inside the app instead (the + button in Expenses) and you get a review screen first, where you pick a category, card, currency pool and tags before saving; a widget-triggered scan skips that step on purpose, for speed.
On-device receipt AI
Take or choose a receipt photo. Serbian fiscal receipts follow a fixed legal layout, so the app reads the merchant, total and timestamp straight off their printed labels — reliably, even when Cyrillic and Latin letters appear on the same slip. It even catches its own mistakes: the receipt's control number is printed twice, so a smudged digit in one copy is corrected from the other. One of three optional local language models (135 MB to 1.6 GB, your choice in Settings) runs fully on your device and only steps in for the one thing fixed rules can't do — suggesting a tag. You review every field before saving.
One-time & recurring expenses
Log a regular purchase in seconds. For expenses that repeat (rent, subscriptions), choose once whether Troskomir logs the expense automatically on the due date, or just reminds you to confirm it.
Tips, tracked separately
Add a tip on top of a bill — the total still matches what your card was actually charged, but you can always see how much was the bill and how much was the tip. Tipped in cash with no bill to attach it to? Log it under its own Tip category instead. Either way, it counts toward how much you've tipped this month.
Currency pools for trips
Buy foreign currency upfront (say €700 for a trip to Germany) and Troskomir locks in the exchange rate you paid. Every expense on the trip is deducted at that locked rate, not the daily rate, so you always know exactly how much is left.
Monthly category budgets
Set a monthly limit for each expense category and get an alert when you go over it, so you know exactly where you're overspending.
Cards & installments
Debit cards
A plain debit card: every purchase counts against your budget immediately, just like cash.
Credit cards
The purchase is logged right away, but it doesn't hit your budget until you settle the card statement, so you can see what you owe while your budget stays accurate.
Installment purchases
Installments are tracked as a separate loan, on either a debit or a credit card. Troskomir knows how many installments are left and, if you want, logs each due one automatically.
Shared household
Cards, expenses, budgets, installments, savings and currency pools can all be shared with your household. Every member sees the same data.
Reminders & notifications
Receipt warranty tracking
When you save a receipt, pick a warranty length: 12, 24 (default) or 36 months. A month before it expires, Troskomir sends you a reminder.
Daily & weekly summaries
Every morning at 8, you get a summary of everything auto-logged that day: recurring expenses, income and installments. Every Monday a weekly digest of your total spending for the past week arrives too.
Due-date reminders
If you'd rather not auto-log it, Troskomir sends a reminder on the exact day a recurring expense is due, scheduled ahead for the next several occurrences.
Savings & loyalty
Savings goals
Track deposits and withdrawals for each savings or investment goal separately, apart from everyday expenses.
Loyalty & gift cards
All your loyalty and gift cards in one place, with balance and usage history.
Loans & travel
Loans & debts
Log money you've lent to a friend or borrowed from a bank. Add the other party by name and if you invite them by e-mail and they sign up, the loan shows on both accounts.
Group travel
Create a trip, add members, log shared expenses. Troskomir figures out who owes whom and how much. When someone pays their share, the payback lands in their regular expense log.
Income & financial overview
Salary & other income
Set up your salary (amount and payday) and Troskomir logs it automatically every month. Track other income too: freelance fees, rental income, bonuses, anything you want.
Monthly statistics
Review your finances month by month: spending by category, income by type, loan activity and savings. A quick, clear snapshot of the month behind you.
Spending patterns & trends
Beyond the monthly snapshot: see how each category and tag trend over several months, which days you spend the most on, a calendar view of daily spending, your most frequent merchants, and how much of your spending is recurring versus one-off.
Net worth at a glance
Troskomir always knows your bottom line: savings, currency pools and money others owe you, minus credit card debt and loans you took. Your financial snapshot, no spreadsheet required.
Custom tags
Tag expenses, income and loans with your own labels to group and search them however you like. For example: "work", "family", "summer 2025".
Privacy
Troškomir is a server-based app — everything you enter is stored on a server I run myself at home, not just on your phone. By default, that data is stored in plain, readable form, which is fine for most people. If you want stronger protection, turn on end-to-end encryption in the app settings — then not even I can read your expense descriptions or receipts. Encryption is optional and off by default. Honest disclaimer: I don't read your data, I don't care what you buy or from whom, and I never share it with anyone... though real Belgrade rent prices would be fun to know.
Receipts and local AI
Receipt image processing stays on your phone: ML Kit extracts the text, and whichever of three optional local models you've chosen locally suggests the seller, amount, date, currency, payment method, category, and tags. Its file comes from Hugging Face, and only one model is kept on the device at a time; the receipt and OCR text are never sent to a cloud AI service. The expense reaches Troskomir only after you review and save it.
Who can see my data?
By default, technically yes — the server needs amounts and dates to calculate budgets and totals, so it can technically see them. In practice I don't read it, don't analyze it, and don't share it with anyone. If you want a technical guarantee rather than a promise, turn on end-to-end encryption in Settings: then descriptions, notes and receipt details become unreadable to the server — and to me.
What Troskomir does not do
- Show ads or use advertising SDKs.
- Sell your financial data to anyone.
- Send receipt images or OCR text to a cloud AI service.
- Share data with third parties, except when you trigger a feature that needs it (e.g. pulling a receipt from a tax portal).
The text above is a summary. The privacy policy is the binding version.
Read the full privacy policy